Frequently Asked Questions
Find answers to common questions about Oval Finance products and services.
Oval Finance offers a range of account options including:
- Personal Checking Accounts
- Savings Accounts with competitive interest rates
- Business Accounts for small and medium enterprises
- Joint Accounts for shared finances
- Student Accounts with special benefits
Applying for a loan with Oval Finance is simple:
- Log in to your online banking account or create one if you're new
- Navigate to the Loans section and select the type of loan you need
- Fill out the application form with your personal and financial details
- Upload any required documents (ID, proof of income, etc.)
- Submit your application for review
Most applicants receive a decision within 24-48 hours.
At Oval Finance, we prioritize your security with multiple layers of protection:
- 256-bit SSL encryption for all online transactions
- Multi-factor authentication for account access
- Real-time fraud monitoring systems
- Biometric login options (fingerprint, facial recognition)
- Instant notifications for account activity
- FDIC insurance up to $250,000 per account
We offer several ways to get in touch with our support team:
Phone Support
+234 909 000 206 (24/7)
+234 706 444 5282 (Business Hours)
Email Support
support@ovalfinances.com
Response within 2 business hours
Live Chat
Available in our mobile app and website
24/7 with average wait time under 3 minutes
In-Person
Visit any of our branches nationwide
10A Ashimi Close, Atunrase Estate, Gbagada, Lagos
Our international transfer fees are competitive and transparent:
| Transfer Type | Fee | Processing Time |
|---|---|---|
| Standard Transfer | $15 or 1% (whichever is higher) | 2-5 business days |
| Express Transfer | $25 or 1.5% (whichever is higher) | 1-2 business days |
| Oval Finance to Oval Finance | Free | Instant |
* Additional intermediary bank fees may apply depending on the destination country.
Still have questions?
Can't find the answer you're looking for? Our support team is happy to help.
Contact Support