Life happens, but we are here to help you get back on track and achieve your goals with a quick and easy, collateral-free personal loan.
Licensed by CBN
NDIC Insured
For urgent personal expenses like education, healthcare, or emergencies for salary earners.
For small business owners and entrepreneurs to grow or sustain their operations.
For community groups, associations, or cooperatives to ensure joint accountability in repayment.
Get approved and receive funds in just 5 minutes with our streamlined application process.
Enjoy collateral-free loans with minimal documentation requirements.
Some of the best interest rates in the market tailored to your needs.
Manage your loans anytime, anywhere with our user-friendly mobile app.
Access more funds as you service your existing loan.
Our customer service team is always available to assist you.
Get our app from Google Play or App Store
Create your account or login if existing user
Provide required details for verification
Choose from available loan options
Nurse
"When ASUU called off the strike and my daughter was to go back to school, the money I was expecting wasn't forthcoming. It's Oval Finance loans that helped us. I'm so grateful for their quick service."
Entrepreneur
"A run to app when Sapa comes knocking! Great interest rate. Unable to pay your loan when due? No worry! You can get an extension! Still need more funds while currently on a loan? Top up is ready!"
Business Owner
"This loan app is far the best because it has features which others don't, especially the loan extension. I have been using loan apps for years but didn't know there is one like Oval Finance."
Yes, you can apply for a new loan once your current loan is fully repaid. We also offer loan top-ups if you need additional funds while servicing an existing loan.
No collateral is required for our personal loans. You'll need to provide your BVN, valid ID, and proof of income during the application process.
You can repay your loan through our mobile app using your debit card, bank transfer, or by setting up automatic deductions from your salary account.
Most applications are approved within 5 minutes during business hours. Once approved, funds are disbursed instantly to your bank account.
We offer loan extensions if you need more time to repay. Simply contact our customer support before your due date to discuss available options.
You can reach us via email at support@ovalfinances.com, call our helpline at 01-700-OVAL, or use the live chat feature in our mobile app.
Join thousands of Nigerians who trust Oval Finance for their quick loan needs. Download our app today!